Access powerful financial infrastructure through simple, secure, and scalable APIs. Integrate payments, banking, and data services into your applications with just a few lines of code.
Instantly verify the identity of users by checking their BVN against official Bank records, streamlining your onboarding process while ensuring regulatory compliance.
Streamline customer onboarding while ensuring full compliance with CBN regulations
Launch faster with ready-to-use identity verification that scales with your growth
Verify borrower identities instantly to reduce fraud and accelerate approval times
Protect user accounts and transactions with secure identity verification
Verify customer identities in seconds, not days, with automated BVN checks against Bank records
Detect and prevent identity fraud with reliable cross-checking of personal information
Reduce customer onboarding time by up to 90% with automated KYC processes
Stay compliant with CBN regulations and AML requirements with comprehensive documentation
Build predictable revenue streams with our powerful subscription billing system. Automate recurring charges, manage payment cycles, and reduce churn with intelligent retry logic.
Automate subscription billing and reduce churn with flexible payment schedules
Streamline recurring bill payments for electricity, water, and other essential services
Simplify subscription management for voice, data, and bundled services
Manage recurring fees for clubs, gyms, and premium content subscriptions
Schedule recurring payments at custom intervals - daily, weekly, monthly or yearly
Reduce failed payments with intelligent retry mechanisms and customer notifications
Customize billing cycles, trial periods, and proration rules to match your business model
Track recurring revenue metrics with detailed reporting on retention and growth
Next payment: May 5, 2025
Transform your mobile app into a full-featured digital wallet with our comprehensive suite of APIs. Enable users to top up airtime, pay bills, purchase data bundles, and more — all within your app.
Available Balance
₦245,800.00
QUICK ACTIONS
Enable users to purchase airtime for any Nigerian telecom provider instantly
RECENT TRANSACTIONS
MTN Airtime
Today, 2:30 PM
MTN Airtime
Today, 2:30 PM
MTN Airtime
Today, 2:30 PM
Process purchases and payments in real-time with immediate confirmations
Bank-grade security with end-to-end encryption and fraud protection
One API for all services - airtime, data, bills, transfers, and more
Earn commissions on every transaction processed through your app
Connect your app to our API with just a few lines of code and start offering a full suite of financial services.
# Example: Purchase airtime for a customer
const response = await moneta.wallets.purchaseAirtime({
phoneNumber: "08012345678",
amount: 1000,
provider: "mtn"
});Engage your users across multiple channels with targeted, timely, and personalized communications that drive action and build trust.
Your verification code is 489632. Valid for 10 minutes.
Your package has been delivered. Thank you for choosing our service!
Payment successful! ₦15,000 for order #38291.
Send text messages directly to customers' phones with high delivery rates
Deliver instant notifications to mobile app users with rich interactive content
Engage customers on their preferred messaging platform with media-rich capabilities
Send transactional and marketing emails with detailed tracking and analytics
Keep customers informed about purchases, payments, and transaction status
Learn moreRespond to inquiries and provide support through automated or agent replies
Learn more// Send an SMS notification
const response = await fetch('https://api.moneta.ng/v1/messaging/send', {
method: 'POST',
headers: {
'Content-Type': 'application/json',
'Authorization': 'Bearer YOUR_API_KEY'
},
body: JSON.stringify({
channel: 'sms',
recipient: '+2348012345678',
message: 'Your verification code is 489632. Valid for 10 minutes.',
template_id: 'otp_verification'
})
});
const data = await response.json();
console.log(data);